For the last two months I have been hammering away at what I call the “actuarial insanity” of the health insurance reform measures put forward in both houses of Congress. Now that the House version of health insurance reform has passed, the insanity is on full display. The House measure throws actuarial reality out the [...]

Health insurance reform legislation has moved to the floor of the U.S. Senate for debate. Passage of the bill could mean that 30 million people without health insurance will be required to purchase health insurance—or risk fines or imprisonment. As an independent insurance agent who strongly believes in the importance of health care insurance, I [...]

I realize that television journalists are required by the constraints of time to compress complex issues into one-sentence sound bites, but these oversimplifications can prove more than a little misleading. A prime example keeps coming up in the discussion of the health care insurance reforms being considered by Congress. I have heard more than one [...]

Blanket Health Insurance Agency Helps San Diego Resident Seniors! Hi everyone! I’m Cyril Honz and I’m the owner of Blanket Health Insurance. I specialize in helping Seniors find Medicare Health Insurance that’s right for them. I work out of my No. County, CA office and can be reached by phone at 1-800-963-400. I love working [...]

Waiting for Health Insurance Reform May Be Bad For Your Wallet October Hello to all our friends and neighbors in San Diego We hope your summer was fantastic and filled with joy, spent in the company of family and friends. Recently we were talking with two fellow residents of The San Diego area who told [...]

Forcing health insurance companies to cover everyone with pre-existing medical conditions without limits is like forcing a life insurance companies to write policies of any amount for people with terminal illnesses. Both are actuarial folly.

The problem is that the new health insurance customers will be forced onto low-cost plans that will barely cover the cost of the benefits they will enjoy. There will not be enough money to pay for the expensive coverage of those with pre-existing conditions as well.

September 10th, 2009 Hi everyone! Hope your Labor Day weekend was filled with fun and that everyone returned to work and school happy and most of all: Healthy! I spend a lot of time traveling around the Greater San Diego area which encompasses such beautiful communities as Oceanside, Carlsbad, Encinitas, Rancho Santa Fe, Del Mar, [...]

Not since the early 1990s has health insurance dominated the daily news. With a large majority in the House of Representatives, a filibuster-proof super majority in the Senate, and a president eager to sign health care insurance legislation, the Democrats are on the verge of realizing their nearly century-old dream of enacting some form of universal [...]

Blanket Health Insurance is constantly analyzing and assessing the every-changing health insurance marketplace in California and across the country. Change is happening fast, so to keep our clients up to date, we have launched this web log (blog) as a forum to discuss how changing health insurance proposals, legislation, and innovations will affect your and [...]