Whenever you are shopping for a new health insurance plan, you need to know the true cost of the plan. The true cost involves more than the premium cost. It also includes out-of-pocket expenses, such as deductibles, co-pays, and coinsurance.

As I mentioned in my last post, the people of Massachusetts sent a message to Washington about health insurance reform when they rejected Martha Coakley, a supporter of the Democrat plan, and elected Scott Brown, who fiercely opposes it. The White House has been in disarray about what the election meant, but now the president [...]