Health insurance reform legislation has moved to the floor of the U.S. Senate for debate. Passage of the bill could mean that 30 million people without health insurance will be required to purchase health insurance—or risk fines or imprisonment. As an independent insurance agent who strongly believes in the importance of health care insurance, I [...]

I realize that television journalists are required by the constraints of time to compress complex issues into one-sentence sound bites, but these oversimplifications can prove more than a little misleading. A prime example keeps coming up in the discussion of the health care insurance reforms being considered by Congress. I have heard more than one [...]